Author: Colleen

[2021] [Author-Colleen Salchow] All Rights Reserved             CBS News reported that prices on holiday goods are expected to rise 5-10%. That's a significant increase for holiday shopping 2021 budgets. So, if you are expecting to spend $100 on a new winter coat don’t be surprised if...

Flood Damage In Military Housing On January 16, 2021 our washing machine flooded the first floor of our house at Camp Pendleton. Lincoln Military Housing, LMH, owns the home. We had USAA renters insurance, but our flood damage was not initially covered. Then, on May 27,...

$60,000 In Debt My husband, Richard, and I were married in 2011. Shortly after our wedding we realized that we had $9 in our checking account, $100 in our savings account, and we owed $60,000 in debt. We took a personal budgeting class at Marine Corps...

Holiday Shopping It’s the middle of September, and I have started Christmas shopping. We have set aside money this month in a sinking fund for holiday gifts. A sinking fund is an area on your budget when you can gradually add money to for a larger...