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Financial Education at Home
Financial Education at Home As a personal financial coach, I work one-on-one with my clients teaching them how to create a unique budget for their future goals. Currently, only 44% of Americans have $1,000 saved for an emergency. That is the highest
06 April, 2022
Roommate Search
Lessons From Having a Roommate I loved college. I was a student at Western Michigan University from 2002-2007. Yes, I was there for five years, and I graduated with a bachelor’s degree. During my freshmen year, I lived in the dorms. The n
04 March, 2022
Reasons To Cook At Home
[2022] [Author-Colleen Salchow] All Rights Reserved Average Cost of Not Cooking At Home Why cook at home with so many restaurants? According to recent studies, Americans spend about $3,000 a year eating at restaurants. Even during the shutdowns that
11 February, 2022
Second-Hand Shopping Strategies
Moving Budget As a college student I moved four times within my five years as an under grad. I lived in the dorms my freshmen year, and off campus in two different town homes and one apartment. After college, I lived in two different apartments
04 February, 2022
Safety Strategies for Holiday Shopping
Fraudulent $334.00 Charge In December of 2016, we were stationed in Okinawa, Japan. My husband and I had been saving receipts to check against our checking account for five years. It was one of the safety strategies for holiday shopping we learned th
26 October, 2021
Holiday Shopping Strategies 2021
[2021] [Author-Colleen Salchow] All Rights Reserved CBS News reported that prices on holiday goods are expected to rise 5-10%. That’s a significant increase for holiday shopping
15 October, 2021
Life Lessons: Renters Insurance
Flood Damage In Military Housing On January 16, 2021 our washing machine flooded the first floor of our house at Camp Pendleton. Lincoln Military Housing, LMH, owns the home. We had USAA renters insurance, but our flood damage was not initially cover
23 September, 2021
Family Strategies for Budgeting
$60,000 In Debt My husband, Richard, and I were married in 2011. Shortly after our wedding we realized that we had $9 in our checking account, $100 in our savings account, and we owed $60,000 in debt. We took a personal budgeting class at Marine...
20 September, 2021
Sinking Funds
Holiday Shopping It’s the middle of September, and I have started Christmas shopping. We have set aside money this month in a sinking fund for holiday gifts. A sinking fund is an area on your budget when you can gradually add money to for a...
20 September, 2021