Sinking Funds

Fraudulent $334.00 Charge In December of 2016, we were stationed in Okinawa, Japan. My husband and I had been saving receipts to check against our checking account for five years. It was one of the safety strategies for holiday shopping we learned through experience. The holiday...

Holiday Shopping It’s the middle of September, and I have started Christmas shopping. We have set aside money this month in a sinking fund for holiday gifts. A sinking fund is an area on your budget when you can gradually add money to for a larger...