Do you wonder where all of your money went at the end of the month? Do you find yourself using your savings to pay regular monthly bills? Do you look at your bank app before you use your debit card to make sure there’s money in your checking account? You are not alone, but I believe that everyone can develop healthy financial habits.
I teach my clients how to track their spending and assign each dollar they have earned a job. Regardless of your current financial situation, if you do not know where your money is going, funding your future goals will be challenging. I know how intimidating paying off debt is, but I also know how empowering it can be to take control of your finances. My husband and I paid off $60,000 of debt in less than two years by working together and tracking our income and spending. We used the lessons we earned in Dave Ramsey’s Financial Peace Military class, and that is why I became a Ramsey certified financial coach. I teach my clients the same strategies that Richard and I have used since 2011.
Financial Coaching Process: